Here are answers to questions you may have:


HOW DO I SIGN UP?

Just continue to checkout and select Laybuy as your payment option, you will then be directed to the Laybuy website or visit laybuy.com/consumer to create your account.

WHO CAN USE LAYBUY?

Any NZ resident over 18 with a current debit or credit card.

HOW IS MY LIMIT APPROVED?

Your limit is assigned through Laybuy’s instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with $120. No extra information about you is required!  You can also spend more than your assigned limit, the extra over your limit will be added to your first payment.

HOW DO I RETURN MY ORDER?

Simply return your items to Cyclewerks as normal. We will process the refund through the Laybuy platform and we will credit the funds to your nominated debit or credit card and adjust or cancel your payment schedule as necessary.

MISSED PAYMENTS?

If you do not meet your payment schedule, Laybuy will charge a late fee of $10 and additional charges may apply if you continue to miss payments.

NEED MORE DETAILS?

Give Cyclewerks a call on 021 525391, email us info@cyclewerks.co.nz, or click the link below to check out the Laybuy website.

Laybuy | How it works